Articles for tag: CollectionsCreditLegal Debt IssuesTypes of Debt

April 3, 2025

Jack Sterling

The Only Debt Validation Letter Template You Need (Plus How to Use It)

The Only Debt Validation Letter Template You Need (Plus How to Use It)

Dealing with a confusing or infuriating debt collection notice? A debt validation letter is your first line of defense. It demands proof. Data shows 68% of consumers successfully disputed a debt using validation letters, leading to an average debt reduction of $1,230. Discover how this letter can save you money and stop those stressful calls.

April 2, 2025

Jack Sterling

Debt Collector Harassment Lawsuit: Your Guide to Fighting Back

Debt Collector Harassment Lawsuit: Your Guide to Fighting Back

Feeling harassed by debt collectors? It's a nightmare, but you have rights! Learn how to document abuse, understand your rights under the FDCPA, and explore taking legal action to reclaim your peace of mind. Filing a debt collector harassment lawsuit might sound scary, but it's often the most effective way to turn the tables.

April 1, 2025

Jack Sterling

National Debt Relief Alternatives

Beyond National Debt Relief: 5 Powerful Alternatives for Tackling Your Debt

Feeling overwhelmed by debt? You're not alone. Instead of solely focusing on National Debt Relief, explore alternatives like credit counseling, DIY negotiation, or fintech solutions. Each offers unique benefits to help you regain financial control. Learn how these options can pave your way to a debt-free future. Discover the power of informed decision-making today!