Terms of Service

Welcome to Money and Debt. By accessing and using this website (https://moneyanddebt.com), you agree to the following terms and conditions. If you do not agree with any part of these terms, please do not use the site.

1. Use of the Site

This site is intended to provide general educational information related to personal finance, budgeting, and investing. You agree to use this site for lawful purposes only and in a way that does not infringe upon the rights of others or restrict or inhibit their use of the site.

2. Intellectual Property

Unless otherwise noted, all content on this site—text, graphics, logos, and images—is the property of Money and Debt or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without explicit written permission.

3. Affiliate Disclosure

Some of the links on this website may be affiliate links. This means that if you click through and make a purchase, we may earn a commission at no additional cost to you. As an Amazon Associate, we earn from qualifying purchases. See our full Disclosure for more information.

4. Third-Party Links

Our site may contain links to third-party websites. We are not responsible for the content, policies, or practices of any third-party sites. Users access those sites at their own risk.

5. Disclaimer of Warranties

All information on this site is provided “as is” and “as available,” without warranties of any kind. While we aim to provide accurate and up-to-date content, we make no guarantees regarding completeness, reliability, or suitability for your specific needs.

6. Limitation of Liability

Under no circumstances shall Money and Debt, its authors, or affiliates be liable for any direct, indirect, incidental, or consequential damages resulting from the use—or inability to use—the content or services provided on this site.

7. Changes to These Terms

We may update these Terms of Service from time to time. Any changes will be posted on this page, and your continued use of the site after such changes constitutes acceptance of the revised terms.

8. Governing Law

These terms shall be governed by and construed in accordance with the laws of the United States of America, without regard to conflict of law principles.

9. Contact Us

If you have any questions about these Terms of Service, please contact us at: